Privacy Policy

Last updated: 7th July 2024

This privacy policy describes our policies and procedures on the collection, use and disclosure of your information through your usage of the website and any other services offered by us. It also tells you about your privacy rights and how the law protects you.

Your personal data is used to both provide and improve your experience of navigating the website and as a means of communication should you subscribe to any future products or services offered by us. By using this website or subscribing to future products or services, you agree to the collection and use of information in accordance with this privacy policy. This privacy policy has been created with the help of the Free Privacy Policy Generator.

Collecting and using your personal data

Personal Data

Should you subscribe to any future products or services offered by us, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information includes (where applicable):

• Your name
• Email address
• Phone number

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address, browser user agent string, referrer and site URL to help spam detection.

An anonymised string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service Privacy Policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Usage Data

Usage data is collected automatically when you access and navigate through our website.

Usage data may include information such as your device’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our website that you visited, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

When you access our website by or through a mobile device, we may collect certain information automatically, including, but not limited to, the type of mobile device you use, your mobile device’s unique ID, the IP address of your mobile device, your mobile operating system, the type of mobile internet browser you use, unique device identifiers and other diagnostic data.

We may also collect information that your browser sends whenever you visit our website or when you access the service by or through a mobile device.

Tracking Technologies and Cookies

We use cookies and similar tracking technologies to track the activity on our website and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze our website. The technologies we use may include:

• Cookies or Browser Cookies. A cookie is a small file placed on your device. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, should you choose not to accept cookies, some parts of our website might not function as intended, thereby negatively impacting the user experience. Unless you have adjusted your browser setting so that it will refuse cookies, our website will by default use cookies to enhance your user experience.
• Web Beacons. Certain sections of our website and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit us, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity).

Cookies can be “persistent” or “session” cookies. Persistent cookies remain on your personal computer or mobile device when you go offline, while session cookies are deleted as soon as you close your web browser. Learn more about cookies on the Free Privacy Policy website article.

We use both Session and Persistent Cookies for the purposes set out below:

• Necessary / Essential Cookies
  • Type: Session Cookies
  • Administered by: Us
  • Purpose: These cookies are essential to provide you with services available through our website and to enable you to use most of its features as intended. They help to authenticate users and prevent fraudulent use of user accounts. Without these cookies, the services that you have asked for might not be provided, and we only use these cookies to provide you with those services.
• Cookies Policy / Notice Acceptance Cookies
  • Type: Persistent Cookies
  • Administered by: Us
  • Purpose: These cookies identify if users have accepted the use of cookies on our Website.
• Functionality Cookies
  • Type: Persistent Cookies
  • Administered by: Us
  • Purpose: These cookies allow us to remember choices you make when you use our website, such as remembering your preference for a light or dark mode version of the website. The purpose of these cookies is to provide you with a more personal experience and to avoid you having to change your preferences every time you access our website.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Use of your personal data

We may use personal data for the following purposes:

• To provide and maintain our services, including to monitor the usage of our website, products and services
• To manage your account: To manage your registration as a user of any product or service. The personal data you provide can give you access to different functionalities of the service or product that are available to you as a registered user.
• For the performance of a contract: The development, compliance and undertaking of the purchase contract for the products, items or services you might have purchased or of any other contract with us through other services.
• To contact you: To contact you via email, telephone calls or Whatsapp messages regarding updates or informative communications related to the functionalities, products or contracted services, when necessary or reasonable for their implementation.
• To provide you with updates on future posts, products or services that you have already purchased, subscribed or enquired about unless you have opted not to receive such information.
• To manage your requests: To attend and manage your requests or contacts made to us.
• For other purposes: We may use your information for other purposes such as backend data analysis, identifying usage trends, determining the effectiveness of any promotional campaigns and evaluating and improving our services, products, marketing and your user experience.

We will not share your personal data with other third parties unless legally required or you have given your prior consent to do so.

Retention of your personal data

We will retain your personal data only for as long as necessary to provide for any services or products you may have subscribed to or purchased. We may also retain and use your personal data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and/or enforce our legal agreements and policies. Generally in most circumstances, your personal data would not be retained once you cease any subscription to our services or products.

In addition to personal data, we will also retain usage data for internal analysis purposes. Usage Data is generally retained for not more than 3 months, except when this data is used to improve the functionality of our services or products, or when we are legally obligated to retain this data for longer time periods.

Deleting your personal data

You have the right to delete or request that we assist in deleting the personal data that we have collected about you.

You may update, amend or delete your personal information at any time by contacting us. Once we have seen such a request, we will immediately make the necessary changes, else any changes would be made within 28 days, whichever is shorter.

Please note however that we may need to retain certain information when we have a legal obligation or lawful basis to do so.

Disclosure of your personal data

Law enforcement

Under certain circumstances, we may be required to disclose your personal data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Other legal requirements

We may disclose your personal data in the good faith belief that such action is necessary to:

• Comply with a legal obligation
• Protect and defend the rights or property of ours
• Prevent or investigate possible wrongdoings in connection to the subscription of our services or products
• Protect the personal safety of our website users or the public
• Protect against legal liability

Security of your personal data

The security of your personal data is important to us, but remember that no method of transmission over the internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal data, we cannot guarantee its absolute security.

Children’s Privacy

We do not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and you are aware that your child has provided us with personal data, please contact us. If we become aware that we have collected personal data from anyone under the age of 13 without verification of parental consent, we will take steps to remove that information from our servers and all forms of storage.

If we need to rely on consent as a legal basis for processing your information and your country requires consent from a parent, we may require your parent’s consent before we collect and use that information.

Links to other websites

Our website or articles may contain links to other websites that are not operated by us. If you click on such links, you will be directed to that third party’s site. We strongly advise you to review the privacy policy of every site you visit.

While we do our own checks on the authenticity and safety of the third-party links we include in our website or articles, we have no control over and assume no responsibility for the content, privacy policies or practices of any third-party sites or services.

Changes to this privacy policy

We may update our privacy policy from time to time to reflect any changes to underlying products, services or usage of our website. We will let you know via a prominent notice on our website and also update the ‘Last updated’ date at the top of this privacy policy.

You are advised to review this privacy policy periodically for any changes. Any changes to this privacy policy are effective once they are posted on this page.

Contact us

If you have any questions about this privacy policy, you can contact us via email at enquiry@thelifeinvestors.com

Consent to the privacy policy

By using this website and any of its associated services or products, you thereby give your consent to our privacy policy.